Grace Loan Advance is not a scam company; evidence of the loans they provide is available online. While they are not BBB accredited, the parent company, RBD Enterprises LLC, holds an A+ rating from the BBB. Caution is advised, as their short loan terms may involve high-interest rates, and there are online reports citing concerns about rates and the lack of transparency in their terms and conditions. Exercise prudence when considering a loan from Grace Loan Advance. So, is grace loan advance safe